The Mortgage Info reports on progress made on the main issuescurrently under discussion in Brussels.

Mortgage Info 2003/10

• Definitive adoption of the Single ProspectusDirective
  
• Commission adopts its Proposal for a Directive on UnfairCommercial Practices
  
• Commission's Third Consultative Paper on CapitalAdequacy
  
• European Mortgage Federation?s Microsite onEUpolitix.com
  

Mortgage Info 2003/9

• European Mortgage Federation publishes its AnnualReport
  
• The Commission has published its latest report on the FinancialServices Action Plan
  
• Awaiting the results of the Commission's survey on theImplementation of the Code of Conduct
  
• Commission's Proposal for a Directive on EnvironmentalLiability: adoption of a common industry position
  
• Discussions on the introduction of a UK Covered Bond
  
• HM Treasury Study on 'Housing, consumption and EMU'
  
• European Mortgage Federation is updating both its ConsumerProtection Study as well as its book on covered bonds and mortgagebanks in Europe"
  

Mortgage Info 2003/8

• Swedish new covered bond legislation
  

Mortgage Info 2003/7

• Consumer Credit Directive: hearing in the European Parliamentand results of the Competitiveness Council
  
• Financial Reporting: Adoption of Directive to modernise andupdate accounting rules
  
• Federation visits the European Central Bank
  
• Commission launches investigations into the German Plans for anew Securtisation Vehicle
  

Mortgage info 2003/6

• European Mortgage Federation's Letter to the Commissionregarding the Improvement of the Efficiency of the MortgageCollateral (see letter in Annex)
  
• ECB's Study on the "Structural Factors in EU HousingMarkets"
  
• International Monetary Fund (IMF) criticises the low capitalcoverage of American institutions

Mortgage info 2003/5

• Federation Recommendation - Profile on Risk RelatedCriteria
  
• Mortgage Lending and Property Valuation
  

Mortgage info 2003/4

• European Mortgage Federation?s Strategic Programme2003-2004
  
• Report on the Implementation of the Voluntary Code of Conducton Home Loans
  
• A more coherent European Contract Law
  
• European Mortgage Federation Conference - 27 & 28 November2003
  

Mortgage info 2003/3

• European Mortgage Federation adopts new Logo
  
• Commission Forum Group on Mortgage Credit
  
• Developments regarding the Proposal for a Consumer CreditDirective (2002/0222)
  

Mortgage info 2003/2

• Savings taxation
  
• Financial regulation, supervision and stability
  
• Irish covered bonds
  
• Slovak Rules on Collateral
  
• Provisional Commission mandate to CESR concerning the futureProspectus Directive
  
• Commission mandate to CESR concerning the Market AbuseDirective

Mortgage info 2003/1

• Commission launches new Forum Group on MortgageCredit
  
• Council?s adoption of Market Abuse Directive
  
• Conference on "Developing Secondary Mortgage Markets inSoutheast Europe"
  
• Publication of 3 new EMF studies